1. Beta and Counsel Review Status

These Terms govern access to LoopTrading during its limited beta and counsel review period. LoopTrading is currently a software product operated in the United States while its formal business entity, final launch terms, and regulatory posture are being reviewed. Before public launch, these Terms should be finalized with the legal entity name, registered address, governing law, dispute venue, tax handling, and any required regulatory disclosures.

By creating an account, connecting an exchange, configuring a bot, using beta access, or otherwise using LoopTrading (the "Service"), you agree to these Terms, the Privacy Policy, and the Risk Disclosure. If you do not agree, do not use the Service.

2. What LoopTrading Provides

LoopTrading is self-directed software that lets users configure automated cryptocurrency trading strategies. When you connect an exchange API key, the Service sends authenticated instructions to your selected exchange according to the settings you choose.

No custody. Your assets remain in your own exchange accounts. LoopTrading does not hold, receive, or safeguard customer funds or crypto assets.
No withdrawal permission. You should never enable withdrawal permission on any API key connected to the Service. We do not need it and do not ask for it.
No investment advice. LoopTrading does not recommend assets, tell you when to trade, predict prices, manage a portfolio for you, or tailor strategies to your financial situation.
No regulated financial role. Unless later changed in a counsel-approved launch document, LoopTrading is intended to operate as a software tool, not as a bank, broker-dealer, exchange, investment adviser, commodity trading adviser, money transmitter, custodian, tax adviser, or fiduciary. Counsel should confirm this classification before public launch.
Not a bank; not FDIC insured. LoopTrading is a financial technology company, not a bank. LoopTrading does not accept deposits, does not hold customer funds or crypto assets, and does not provide banking services. LoopTrading is not insured by the Federal Deposit Insurance Corporation (FDIC). Crypto assets are not bank deposits and are not insured or guaranteed by the FDIC, the Securities Investor Protection Corporation (SIPC), or any other governmental agency or insurance program. Crypto assets can lose value, including the entire amount committed.

3. Eligibility and Location Restrictions

You represent and agree that:

You are at least 18 years old and old enough to form a binding contract;
You are legally permitted to trade cryptocurrency and use automated trading tools in your jurisdiction;
You are the lawful owner or authorized user of each connected exchange account and API key;
You are not located in, ordinarily resident in, or organized under the laws of a comprehensively sanctioned jurisdiction;
You are not listed on, controlled by, or acting for anyone listed on a U.S. or international sanctions list;
You will not use any exchange, symbol, product, or feature where doing so would violate law, exchange rules, or your exchange account terms.

If the Service later supports non-U.S. exchanges or international exchange endpoints, you are responsible for using only the versions legally available to you. U.S. persons must not use international exchange features that are unavailable to U.S. users.

4. Your Trading Decisions and Bot Settings

You control all strategy selections, symbols, order sizes, offsets, stop settings, capital caps, exchange keys, and launch decisions. Bots may place market orders, limit orders, recurring buys, ladder buys, trailing exits, or other instructions based on your configuration. You are solely responsible for every setting you choose and every trade that results.

Educational materials, sandbox simulations, backtests, strategy guides, assistant responses, leaderboards, rankings, sample presets, and interface defaults are provided for general information and product education only. They are not investment, legal, accounting, or tax advice and are not recommendations to buy, sell, hold, or use any asset, strategy, exchange, or configuration.

5. Trading and Technology Risk

Cryptocurrency trading is high-risk. You can lose your entire deposit and more than you expected to risk. Automated trading can amplify mistakes because software may continue acting while markets move. See the Risk Disclosure for more detail.

Without limitation, you accept the risk of:

Rapid price movement, flash crashes, illiquidity, and slippage;
Exchange outages, API downtime, stale prices, rate limits, rejected orders, delayed fills, partial fills, and order minimums;
Software defects, state drift, delayed workers, missed ticks, duplicate events, and infrastructure outages;
Incorrect API-key permissions, compromised exchange accounts, or failure to revoke a key promptly;
Tax, accounting, and regulatory consequences from frequent trading;
Capital being locked in open positions while a bot waits for recovery or a configured exit.

6. Account Security and API Keys

You are responsible for:

Maintaining the confidentiality of your LoopTrading login credentials;
Using strong passwords and multi-factor authentication wherever available;
Creating exchange API keys with the minimum necessary permissions, usually view and spot trading only;
Never enabling withdrawal permission on connected keys;
Monitoring your bots and exchange accounts regularly;
Immediately revoking and replacing any API key you believe may be compromised.

LoopTrading stores API secrets encrypted at rest and does not display plaintext secrets after saving. No system is perfectly secure, and you remain responsible for your exchange account and funds.

7. Beta Availability and Product Changes

During beta, the Service is pre-release software. Features may be added, changed, paused, or removed. Data may be corrected or migrated. The Service may be unavailable while we fix defects, respond to exchange issues, complete legal review, or perform maintenance. You should not rely on LoopTrading as your only system of record; your exchange account is the source of truth for balances, orders, fills, and tax records.

8. Billing Plans, Performance Fees, and Authorization

LoopTrading may offer a flat subscription plan, a performance-fee plan, a trial, beta access, or other plans shown at signup or in your account. Current billing language is subject to final counsel and Stripe review before paid public launch.

Subscription plan. A recurring monthly fee, currently displayed in the app as US $19.99 per month unless a different amount is shown at checkout. The plan renews automatically until cancelled through the billing portal or another method we provide.
Performance-fee plan. Instead of a recurring subscription fee, you authorize LoopTrading to calculate a software usage fee equal to ten percent (10%) of net realized trading profit from closed bot trading cycles during each billing period, after deducting exchange trading fees captured by the Service. Flat or losing periods do not produce a fee. Losses may carry forward to offset future gains before a performance fee is assessed.
Minimum charge and rollover. A performance fee is charged only when the amount due reaches the displayed minimum, currently US $5.00. Smaller amounts may roll forward until the threshold is met.
Payment processor. Payments are processed by Stripe. We do not store full card numbers, CVV codes, or complete payment-card credentials.

By providing a payment method, selecting a paid plan, saving a card, or continuing after a trial, you authorize LoopTrading and Stripe to charge the applicable fees, taxes, and adjustments for the plan you selected. For the performance-fee plan, this may include off-session charges or invoices for the calculated fee after the billing period closes, once live billing is enabled.

You are responsible for reviewing billing history and reporting suspected errors promptly. Unless required by law or stated at checkout, fees are not refundable once charged. If a charge fails, access may be paused, downgraded, or terminated after any grace period shown in the app or provided by Stripe.

9. Taxes

You are responsible for any taxes arising from your trading activity, your use of the Service, and any fees charged by LoopTrading. Every bot trade may be a taxable event. LoopTrading may show trade history, fees, or P&L estimates, but those records may be incomplete or differ from exchange tax exports. Consult a qualified tax professional.

10. Top Loops, Public Metrics, and Feedback

Some features may let you opt into anonymous or pseudonymous public sharing, such as a leaderboard. If you opt in, the Service may display limited performance metrics such as strategy, exchange, return percentage, cycle count, fees, or anonymized identifiers. Do not opt in if you do not want this information shown publicly.

If you provide feedback, suggestions, bug reports, screenshots, or feature ideas, you grant LoopTrading permission to use them to operate, secure, and improve the Service without compensation to you.

11. Acceptable Use

You agree not to:

Use the Service for fraud, money laundering, sanctions evasion, market manipulation, wash trading, spoofing, abusive arbitrage, or illegal activity;
Use exchange APIs, credentials, or accounts without authorization;
Attempt to bypass access controls, rate limits, beta restrictions, billing systems, or security controls;
Probe, scan, scrape, stress test, or attack the Service without prior written permission;
Reverse engineer, copy, resell, sublicense, or create a competing service from the platform except where law allows and cannot be waived;
Interfere with other users, exchanges, infrastructure providers, or the integrity of market data.

12. Intellectual Property

The Service, including its code, design, interface, documentation, content, workflows, mascots, marks, and strategy presentation, is owned by LoopTrading or its licensors. You receive a limited, revocable, non-exclusive, non-transferable license to use the Service for its intended purpose during your authorized access period.

13. Suspension and Termination

You may stop bots, disconnect exchange keys, or close your account using available account tools or by contacting us. We may suspend or terminate access if you violate these Terms, create legal or security risk, fail to pay fees, misuse the Service, or if beta access ends. When access ends, LoopTrading may stop or pause bots, but open positions and exchange account activity remain your responsibility.

14. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind. To the fullest extent permitted by law, LoopTrading disclaims all express, implied, and statutory warranties, including merchantability, fitness for a particular purpose, title, non-infringement, accuracy, uninterrupted operation, security, and any warranty that a bot, strategy, simulation, backtest, alert, safety feature, or support response will achieve any particular result.

15. Limitation of Liability

To the fullest extent permitted by law, LoopTrading and its owners, officers, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages; lost profits; lost opportunities; lost data; trading losses; exchange losses; tax consequences; or losses caused by market movements, exchange behavior, third-party services, software issues, downtime, or your configuration decisions.

To the fullest extent permitted by law, LoopTrading's total cumulative liability for all claims relating to the Service will not exceed the greater of (a) the amount you paid LoopTrading for the Service in the 12 months before the event giving rise to the claim, or (b) US $100.

16. Indemnification

You agree to defend, indemnify, and hold harmless LoopTrading and its owners, officers, employees, contractors, affiliates, and service providers from claims, losses, liabilities, damages, costs, and expenses, including reasonable attorneys' fees, arising from your use of the Service, your bots, your exchange accounts, your API keys, your violation of these Terms, or your violation of law or third-party rights.

17. Changes to These Terms

We may update these Terms as the beta progresses and as counsel completes review. Material changes may be announced by email, in-app notice, or a renewed acceptance screen. Continued use after an update becomes effective means you accept the updated Terms.

18. Disputes and Governing Law

For beta review, you agree to first contact LoopTrading and give us a reasonable opportunity to resolve any dispute informally. Any claim must be brought individually and not as a class, consolidated, or representative action, to the extent permitted by law. Final governing law, venue, and any arbitration language should be set by counsel before public paid launch.

19. Contact

Legal questions can be sent to [email protected]. If that mailbox has not yet been configured during beta, use the operator contact from your beta invitation.

Terms of Service